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New Delhi : Oil Marketing Companies (OMCs) take comprehensive Insurance Policy under ‘Public Liability Policy for Oil Industries’ to provide speedy relief to the affected persons in case of LPG related accidents. It covers all LPG consumers registered with OMCs. Public Liability Insurance Policy taken by OMCs covers losses arising out of accidents where LPG is the primary cause of fire and not for cases where the primary cause of fire is other sources/reason wherein LPG cylinders gets engulfed and subsequently burst.
Currently, the policy provides for the following: (i) Personal accident cover of Rs 6,00,000 per person in case of death (ii) Covers medical expenses of Rs 30 lakh per event with maximum of Rs 2,00,000 per person (iii) In case of property damage, it covers maximum of Rs 2,00,000 per event at authorised customer’s registered premises.
OMCs provide Safety cum Insurance leaflet in Hindi/English and in vernacular languages with pictorial representation to the customers. Information pertaining to Public Liability Insurance Policy is also available in public domain on the OMC’s websites. Further, regular safety clinics and LPG panchayats are organised by OMCs to create awareness on safe use of LPG, conservation practices and information about insurance among the consumers. Altogether 267 persons had died in LPG accidents across the country in 2016-17, 292 in 2017-18, and 254 in 2018-19.
This information was given by Union Petroleum & Natural Gas Minister Dharmendra Pradhan in written reply to a question the Rajya Sabha on July 24, 2019, according to a PIB release.
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