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New Delhi : Digital onboarding and training of Street Vendors (SVs) is an integral part of PM Street Vendors’ Atma Nirbhar Nidhi (PM SVANidhi) Scheme. Lending Institutions (LIs) have been instructed to issue a durable QR Code and UPI ID at the time of disbursement and train the beneficiaries in conduct of digital transactions.

In order to give further impetus to the digital onboarding and training of beneficiaries, the Ministry of Housing & Urban Affairs (MoHUA) and Ministry of Electronics & Information Technology (MeitY) jointly launched ‘Main Bhi Digital 3.0’from September 9 to November 30, 2021, to complement the efforts of LIs in adoption of digital transactions by the PM SVANidhi beneficiaries.

“Main Bhi Digital 3.0” campaign is aimed at digital onboarding of Street Vendors (SVs)who have already been provided loans under PM SVANidhi Scheme.

An Integrated IT Platform has been developed for implementation of this Scheme. The application process is fully online. SVs can apply for loan directly through PM SVANidhiPortal. The application can also be submitted at Municipal Offices and Common Service Centres (CSCs). In addition, the SVs can approach municipal functionaries or representatives of Lending Institutions to apply through PM SVANidhi mobile App.

PM SVANidhi Scheme is available to all street vendors across the country, including those from Dahod tribal area, who are engaged in vending in urban areas on or before March 24, 2020. In Dahod Municipality of Gujarat, out of 868 beneficiaries of the scheme, 337 are from Scheduled Tribes Category.

This information was given by the Minister of State for Housing and Urban Affairs Kaushal Kishore in a written reply in the Lok Sabha on December 9, 2021, according to a PIB release.