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New Delhi : Atal Pension Yojana (APY) is being implemented through the APY Service Providers comprising Public Sector Banks (PSBs), Private Sector Banks, Regional Rural Banks (RRBs), Cooperative Banks and Department of Post both in urban and rural areas across the country. The total number of subscribers registered under APY as on April 12, 2018, has crossed 97.60 lakhs.
The scheme provides for a co-contribution from Government of India for those who have registered before March 31, 2016, with an amount of 50% of the subscribers’ contribution up-to a maximum of Rs 1,000 and these subscribers will be eligible for co-contribution for a period 5 years from 2015-16 to 2019-20. Oonly those subscribers who are not income tax payers and not part of any other social security schemes are eligible for Government of India co-contribution.
Keeping in view the above, the Government of India through PFRDA has released co-contribution for the FY 2016-17 for nearly 14 lakh eligible subscribers amounting to Rs 120.92 crore. The Subscribers who have any pending contributions in their APY account till March 2017 won’t be paid with co-contribution. They have been advised by PFRDA to regularize their APY account so as to get Government of India co-contribution. Government of India co-contribution is payable only when accounts are regular and the admissible Government of India co-contribution is paid into the Savings Bank account of the Subscribers.
Atal Pension Yojana provides minimum guaranteed pension ranging from Rs 1,000 to Rs 5,000 per month for the subscriber from the age of 60 years, according to a PIB release.
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